AVBOB is Africa's largest Mutual Assurance Society providing a one-stop funeral insurance and burial service solution. As a Mutual Assurance Society, AVBOB does not have any external shareholders and our policyholders benefit directly from our successes. Why? Because belonging to a Mutual Society is like belonging to a family and in a family, people share with one another. So, when we say our policyholders benefit, we mean it! Over and above the normal annual bonuses, AVBOB has over the past eight years allocated an incredible R 4,6 billion in special bonuses and enhanced FREE funeral benefits to more than 3,8 million lives assured with us. The enhanced FREE funeral benefits for policyholders, when AVBOB does the funeral, include the following: * A FREE basic funeral* (burial or cremation) * FREE transportation of the deceased in South Africa.* These FREE funeral benefits* are over and above your policy value and special bonuses declared.